Why this answer
What actually matters
- Report the problem as soon as reasonably possible.
- Record mileage and symptoms before further use changes the evidence.
- Obtain an independent diagnosis where proportionate.
- The first six months can affect the evidential position.
Important nuance
When the statement may have a point
- Damage caused after delivery may be the consumer’s responsibility.
- Normal deterioration can occur without a pre-existing defect.
What you could say
Keep the response tied to the actual rule.
Evidence
What to have beside you
- Advert, order form, invoice and finance agreement
- MOT history, inspection reports and diagnostic evidence
- Messages describing symptoms and when they appeared
- Dealer, warranty and finance-company responses
If they still refuse
Move the dispute forward.
- Notify the supplying trader promptly and describe the fault rather than relying only on a diagnosis.
- Keep the dealer, finance provider and warranty roles separate; more than one route may apply.
- Use an applicable motor ADR scheme, the Financial Ombudsman for regulated finance, or court action where appropriate.
Read the full rules
Go deeper before escalating.
Official sources